There are very few of us who do not need the advice of a competent financial adviser at some time or another
There are times when we simply don’t know the answers. If you are one of the few who have found an adviser who is just right for you then read no further, if not please carry on.
It may be one of the following:
- I have a new job and the contract with employee benefits has arrived, how do I know if I am being offered good benefits?
- How do I buy a house?
- How do I make sure me or my family will not suffer if I die or become too ill to work?
- How do I make sure I am OK when I get old and how do I make sure all my financial arrangements are how I want them to be?
- How do I make sure my children will have a good start in life? Do I have to choose now between their education and a deposit for a new home?
- How do I make myself financially independent as a single woman?
- How do I make myself financially independent within a new relationship?
- How do I plan to make myself financially independent and leave an old relationship?
- Why should I make a will?
- I am concerned about my parents. How do I speak to them about their wills and enduring power of attorney?
Or any other question that involves financial products or someone who can make sense of the mountain of paper work that has accumulated over the years and becomes overwhelming,
And so many more…
Have you lost interest?
If so you are not on your own. I meet many people who feel insecure about figures and money. Women who are confident and competent in many ways, highly valued at home and at work but run away as soon as they see £ signs.
I understand precisely why they feel this way; I have exactly the same response to someone explaining software. And let’s face it if someone asked us early in life what life skills we would want, financial advice would not be near the top of the list. Very few people are born with skills, we usually have to be taught or guided. But what if you haven’t had the guidance up to now?
We don’t beat ourselves up or hide away or keep it a secret if it is a problem with software that goes over our heads, but we do if it is about money.
Have you ever had a meeting with a financial adviser? Was it good or bad? If it was good go back to the adviser for future advice. If it was bad find another one because that adviser is not for you.
How do you find an adviser that is right for you?
Ask everyone you know if they have ever had financial advice and who advised them. Would they recommend that person and if so why? Do they have decent testimonials on their webpage?
Financial advisers are important, maybe more important than a hairdresser, after all hair grows but money doesn’t. Once is it allocated it has gone.
You can rectify mistakes but it is much better to take advice and then decide which option you prefer. It may be you have to speak to more than one adviser before you find the right one and don’t be too concerned about cost; advice is an investment for the future.
Financial Advisors are for life, and hopefully you will the find just the right advisor for you and that your financial mind and your emotional life will be happily separated and resolved.